How can you tell if you have been victimized by identity theft?
Here are a few signs to look for:
If someone is opening credit accounts in your name, or using your credit in a fraudulent way, it will show up on your credit report.
To find out, get a copy of your credit reports and look at them carefully. Look for accounts you did not open, for inquiries from companies that you have not contacted, and for debts on your accounts that you have not made. Check that all the information on those reports are correct.
A missing bill could mean that an identity thief has taken over your account and possibly changed your billing address.
If you fail to receive your regular statements or other mail, follow up with those institutions immediately to see when it was mailed and to what address it was mailed to.
If you are denied credit or are not given very good credit terms,
like a high interest rate, for no apparent reason, then it is likely that someone has done damage to your credit rating through identity theft.
If you see charges on your credit cards that are not yours,
you have likely been victimized by identity theft.
If you receive credit cards that you didn’t apply for,
identity thieves are probably at work.
If you get calls or letters from businesses about merchandise or services you didn’t purchase,
but they insist you have not paid for, or if you get calls or letters from a debt collecting agency about unpaid bills, then you have been victimized.
To gain assurance against identity theft and get peace of mind in knowing that you are protected whatever may happen regarding identity theft, join with anidentity theft protection service.
