DEBIX
Identity Protection Network
DEBIX has several impressive services, some with patents pending, to keep your personal information secure and your identity protected.
Meet the Management Team
Identity Theft is the fastest growing crime in America, according to the Federal Trade Commission, claiming a victim about every 4 seconds. Millions will be victimized by identity theft this year alone.
It seems to come from nowhere and can ruin everything!
One of the best strategies to prevent identity theft is to place a fraud alert on your credit file telling banks and other creditors that they are not authorized to open any new accounts without first calling you for approval.
DEBIX and LOUDSIREN will assist you in setting fraud alerts at all three national credit bureaus. They will then assign a secure phone number to your account and place that number in your credit files. (Some creditors require that phone numbers in your credit file match phone numbers on your credit application, so you will need to include your special Safe Number whenever you apply for credit.)
Whenever you, or someone pretending to be you, applies for credit, the bank or other creditor will review your credit file and see your fraud alert. By law, they must then contact you on your Safe Number for approval before opening an account in your name.
You can become a victim of identity theft when thieves are able to impersonate you and acquire credit and loans in your name. However, the Identity Theft Warning System makes this impossible! You will get a call every time anyone attempts to open a credit account using your personal information. This triggers an automated process of identity authentication where you approve or reject each credit application, and even report attempted identity theft with the push of a button.
This works as proactive credit monitoring that you do not get with a regular credit monitoring service, which only notifies you of suspicious activity after the damage has been done! This is an exclusive feature of the Identity Protection Network through Debix and LoudSiren.
HERE'S HOW IT WORKS:
When the bank or creditor calls your Safe Number for your approval, the call is answered automatically and forwarded to you at one of the three phone numbers you provided at registration. If you can't be reached on your preferred number, then you will be called at the other two numbers. In the event you cannot be reached on any of your three numbers, a voice mail will be left and an email will be sent to you. You can then call back to approve or reject the account application.
In most cases, the only reason for you not being reached would be that you were not applying for credit, because if you were, you would be waiting on the call to approve the credit. If you are the one trying to get credit, this speeds up the process for credit approval and prevents playing "phone tag" with creditors.
During the registration process, you will record a private Voice Key message. Whenever you receive a warning call about an application for credit in your name, you will hear the recording of your message in your own voice that authenticates this as a legitimate call from Debix. There is no way for identity thieves to deceive because you will certainly recognize your own voice and the personal message you recorded. This is a feature NO ONE else has, with a patent pending, and is a key feature of the Identity Protection Network offered through Debix and LoudSiren.
Next, you will hear the name of the creditor and the credit representative followed by the type of loan that has been applied for. If the loan application is legitimate, you simply enter your PIN and the credit approval process is complete. If the application is fraudulent, you simply push the star key and the transaction is stopped immediately.
IDENTITY THEFT PROTECTION FEATURES:
- The Identity Theft Warning System - stops Identity Theft before it happens! You get a warning call every time someone applies for credit, whether it's you or an imposter, seeking your approval before any new account can be opened.
- Fool proof identity authencation - no one can pretend to be you! You can be 100% sure that no one can impersonate you, 24-hours a day, every day. With your phone, PIN, and Voice Key, creditors know when it's you and when it's not. This is an exclusive feature you only get with the Identity Protection Network!
- Protection that follows you everywhere. You choose up to three phone numbers to receive your warning calls. This keeps you in control no matter where you are.
- Banks and creditors only see your "Safe" phone number. Your personal phone numbers stay private. This is another exclusive feature!
- $25,000 identity theft insurance and identity recovery service. This is extra protection should you ever need it, through AIG, which provides income protection insurance for loss of wages and reimbursement of certain recovery costs up to $25,000. In addition, an essential Identity Theft Recovery Kit and direct access to Identity Theft Specialists are included.
- Your fraud alerts are properly set and maintained. Your fraud alerts at all three national credit bureaus expire every 90 days. Debix will properly set your fraud alerts and automatically renew them so your protection is uninterrupted.
Consumers have been instructed to set fraud alerts at only one national credit bureau, and then that bureau will set the alerts at the other two bureaus. But during a study, Debix found that in 40% of the cases, this does not happen. The fraud alerts are often not set because of inaccurate data at the different bureaus. This means millions of consumers who think they are protected, are not. To overcome these problems, Debix developed an automated service that makes it easy to set fraud alerts properly.
- Free copies of your credit reports. You are entitled, by law, to receive one free copy of your credit report from each of the three major credit bureaus per calendar year. These will be sent to you each year you are a client.
- Unwanted solicitation protection. Reduce the chance of your mail getting into the hands of thieves. Opt out of receiving pre-approved and prescreened offers from creditors and insurance companies.
- Eliminate unwanted telemarketing calls. Add your registered phone numbers to the National Do Not Call Registry so telemarketers do not have permission to call you.
- Your confidentiality is guaranteed. Your information will never be sold or shared with anyone, ever! All sensitive and personal information will be kept encrypted and secure.
With THE IDENTITY PROTECTION NETWORK, You Can Be Confident That Your Personal Information and Identity Are Secure. Here's Why:
Let's say a thief steals your personal information and applies for credit. What would happen if you were a registered client with The Identity Protection Network through Debix and LoudSiren?
First, the bank or creditor calls your Debix or Loudsiren Safe phone number.
Second, the Identity Theft Warning System relays the call to you for approval.
Third, the fool-proof identity authentication process blocks imposters. With your phone, PIN, and Voice Key, creditors are sure of your identity.
Fourth, using the keypad on your phone, you either approve or reject the credit application.
Last of all, if the application is legitimate, you simply continue the process for getting the credit you applied for. If the application is fraudulent, the account will not be opened and your credit remains safe.
Click here for answers to frequently asked questions.
You can get a 10% discount on Debix through their marketing partner, LoudSiren
, with the special promotional code assurance. You can also call toll free 1-888-507-4736 and use the same promotional code assurance to get the 10% discount.
Protect your good name with the Debix Identity Theft Prevention System offered through LoudSiren with a 10% discount.
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